How well do you know YOUR OWN HOME ?? 40 things a realtor will ask you

Tuesday Feb 4th, 2020

Talk about it !

If you were suddenly on your own, could you answer these 40 questions when you are ready to list your property for sale?    Talk about it and be prepared. How old is the house? Do you have a survey? If so, how old is the survey and does it show all structures? Is there any kind of encroachment or easement that you’re aware of? Do you know the square footage of the house? How old is your furnace/air conditioner? Can you share maintenance... [read more]


Friday Sep 13th, 2019

Moving up....  How much?

 If it’s been a while since you last moved, you might be wondering how much you'll need to spend on your next home. That's an important question to answer, even if you're just at the "thinking about it" stage and haven't decided whether or not you'll look for a new property. After all, knowing your budget might influence your decision. How should you determine your budget? The first step is to calculate the maximum you can spend. This involves adding... [read more]

WHY use a buying agent to buy your home? 10 things you probably DIDN'T KNOW

Tuesday Aug 6th, 2019


10 REASONS YOU SHOULD USE YOUR OWN AGENT WHEN BUYING REAL ESTATE:   IT’S FREE ! They say nothing is free – but this actually is.  Your buying agent will get paid by the Sellers, and – contrary to popular belief – if you purchase without your own agent, you will NOT get a better deal because the commission is half.  That is a misconception many people have.  Commission costs for the sellers are the same, whether there is a... [read more]

AirBnB - What is a "Superhost"?

Thursday Jul 25th, 2019


Superhosts are experienced hosts who provide a shining example for other hosts, and extraordinary experiences for their guests. Once a host reaches Superhost status, a badge will automatically appear on their listing and profile to help you identify them. We check Superhosts’ activity four times a year, to ensure that the program highlights the people who are most dedicated to providing outstanding hospitality. How do I become a Superhost? To become a Superhost,... [read more]

Selling your house should NOT be a DIY project !!! 10 Reasons why

Saturday Jul 20th, 2019


Most of us wouldn’t tamper with our own home’s electrical system or do our own knee replacement surgery, yet for some reason some think that the sale of the biggest investment of our lives doesn’t deserve the best expertise possible. Here are 10 reasons why the cost of a realtor pays for itself….and then some: MLS exposure to at least 54,000 GTA realtors and buyers across Canada is critical.  An individual home owner can NOT list their property on... [read more]

WIDOWED? Your mortgage could be in jeopardy!

Friday May 31st, 2019


  Legally, a widow or widower is required to notify the bank that holds their home’s mortgage, that one of the mortgagees has passed away.  If the bank isn’t notified right away, it will soon become evident when your mortgage is up for renewal, whether two years from now or five years from now.   A simple signature was sufficient in the past, to renew the same mortgage for a further term, but when one signature is missing, what happens? Here’s the good... [read more]

Do you have to charge HST for your AirBnB? You may be surprised!

Tuesday May 21st, 2019


QUITE A SURPRISE FOR ME THIS YEAR!  The answer for ME was YES!    I have an airBnB in Schomberg, Ontario.  My accountant non-challantly asked me, "Shouldn't you be charging hst on your AirBnB?"    My first response was, "Nnnooooooo......"    Of course a long weekend immediately followed this panic comment,  and I spent hours reading everything on-line I could find.  How could it be that every time I ever rented an... [read more]

First-time Buyers' incentives... do they help GTA?

Wednesday May 8th, 2019


Taken from An article from CMHC... 1.  Improving Affordability Today: Support for First-Time Home Buyers To help make homeownership more affordable for first-time home buyers, Budget 2019 introduces the  First-Time Home Buyer Incentive. •   The Incentive would allow eligible first-time home buyers who have the minimum down payment for  an insured mortgage to apply to finance a portion of their home purchase through a shared equity  mortgage with... [read more]

How Aluminum Wiring can affect the Sale of your Home!

Friday Apr 12th, 2019


Good news!  There is an affordable remedy! Aluminum wiring, though not used anymore, was once considered a safe and inexpensive alternative to copper. Copper wiring is really the wiring of choice, but for a while, approximately between 1965 and 1974, copper was so expensive that everyone was looking for a way to cut costs when wiring a home. And voila, aluminum wiring was the answer. However, it didn’t take long (about a decade) to discover that aluminum wiring tended to become... [read more]

Buying a home in a competitive Neighborhood

Monday Apr 8th, 2019


 Buying a Home in a Competitive Neighbourhood Imagine you’ve dreamed of living in a particular neighbourhood, perhaps for years, and then, when you're finally ready to make a move, finding out that the area is competitive and buying there is definitely a challenge. A disappointment? Not necessarily. There is a lot you can do to buy into a popular neighbourhood, even in competitive offer situations. Your first step is to start targeting that area now. Find out about property... [read more]

Does a Lock Box make you nervous?

Thursday Apr 4th, 2019


A lock box is a strong metal key box that a real estate agent mounts to the exterior of the house for easy access.   It has a code or a combination of numbers that open the box to make a spare key available to people who would otherwise never have a one. Some owners are uneasy about having a key mounted outside of the house, but an understanding of the systems in place to ensure your home’s security, should ease any worries. Aside from the fact that these metal boxes are... [read more]

Staging your Home in a hurry?

Saturday Mar 9th, 2019


Staging your Home in a Hurry Ideally you should have a week or two available before you list your property in order to stage your home and make it look its best for buyers. But, what if you listed quickly and within hours of the For Sale sign going up a buyer wants to view your property? In that scenario, you need to do some quick "staging" to get your home ready. Let's assume your property is already clean and tidy. Here are some other things you can do. · Open... [read more]

5 things you should do 2 months before the For Sale sign

Saturday Feb 23rd, 2019


5 things to do 2 MONTHS before listing your home    CAN YOU DISCHARGE YOUR MORTGAGE EFFORTLESSLY? Have a discussion with your mortgagor.   It’s important to know if your mortgage is “portable” or if there is a major cancellation penalty if you  discharge your mortgage.  You may also be pleasantly surprised what you’re capable of, financially, when your amortization period increases to 30 yrs on your new purchase. ... [read more]

Could Maintenance fees be WORTH IT ????

Thursday Feb 7th, 2019


Are Maintenance fees REALLY so bad?   I recently had a friendly debate with a friend about condo maintenance fees.  Being on my own, I am considering condo-living, and the first words I always hear are “but the maintenance fees are crazy!”  Are they really?  Let me play the devil's advocate: The list of maintenance items required in my detached rural home never ends.  Ever.  It is completely unpredictable, irregular and impossible to keep... [read more]

What is a Seller obligated to disclose about their property?

Wednesday Jan 30th, 2019

It's common in very old homes to leave old wiring where it is difficult to access

 If I’m interested in purchasing a home, what does the seller have to disclose to me about the property? When you’re in the process of buying a home, it can be very easy to get caught up in the esthetics of the place — such as the granite countertops and hardwood floors, but elements such as foundations, wiring, plumbing, and heating and cooling systems are just as important, if not more so. Sellers often ask what they are obligated to disclose when selling their... [read more]

What's Nearby matters!

Tuesday Jan 29th, 2019


What’s Nearby Matters When Buying a Home Imagine you’ve purchased a home in a nice neighbourhood. Then, once you’ve moved, you discover that your kids’ school is not only far away, but also difficult to get to because of heavy commuter traffic or absence of school busses in that neighborhood. That’s an irritation that is not likely to go away until your kids have grown! How do you avoid a situation like that? When shopping for a new home, make a list of... [read more]

When a home inspector finds an issue

Tuesday Jan 22nd, 2019


Imagine you've found the perfect home. You love it. You've made an offer that's been accepted. So far so good! The only catch? You've wisely made the offer conditional on passing a professional home inspection. What happens if that home inspection reveals a major issue? First, you should know that, depending on the age of the property, a home inspection will typically turn up at least a few areas of concern. The inspector might find loose insulation in the attic that is... [read more]

Getting Ready to Sell? What improvements have the most impact on your price?

Thursday Dec 27th, 2018


News Flash !  A pool does NOT increase the value of your home.  Read on, to learn more about improvements that have the greatest and least impact on your market value The value of a pool is subjective – meaning, it only increases the value of your home if someone wants  a pool.   The vast majority of  buyers I show homes to, do NOT want to deal with the maintenance of a pool and prefer to have more grassy area for the family or family pet to... [read more]

How to scare potential home buyers away in SECONDS!

Wednesday Dec 19th, 2018


I've taken hundreds of people into hundreds of homes over the years.  I hear what people say when they haven't even entered the house yet.  This is not what's referred to as "curb appeal," but it's when the buyers come closer.  Keep reading for what buyers think and what turns them off before they even walk into your living space!  First impressions count in a very noticeable way and small details must not be ignored when you are listing... [read more]

Top 5 things to remember about buying home insurance

Monday Dec 17th, 2018


Your home is likely the biggest investment you’ll ever make, so it makes sense to protect it.  In Canada, you need to hold some form of home insurance to secure a mortgage, but there are questions you need to answer before you buy.  How do you know how much insurance you need?  What perils are covered under your insurance policy and which ones aren’t?  Home insurance may seem difficult to understand at first, but with a little bit of knowledge you’ll be... [read more]

5 Reasons why Winter is the perfect time of year to sell your Home

Thursday Dec 13th, 2018


  Fewer choices for the buyer make your property more desirable. If a prospective home buyer really wants to buy some but there are only a handful of houses for them to choose from, it increases the odds of successfully selling your home You don’t need to do the yard work to add curb appeal. During the spring and summer months, buyers are looking for beautifully landscaped properties, which requires a tremendous amount of upkeep, especially if you own a larger property.... [read more]

5 ways you can build healthy Credit

Tuesday Dec 11th, 2018


5 ways you can build healthy credit on a daily basis 1. Make consistent payments You may not yet know exactly when you’ll want to apply for a mortgage, but keeping our credit in shape now will help you close the deal when it counts. Each time you make a payment more than 30 days late, a delinquency may be marked on your credit report. These marks can seriously affect your credit scores. Never miss a payment on your credit card by setting it up on direct debit/pay-in-full... [read more]

Four things you should know about Staging

Wednesday Nov 21st, 2018


Four Things You Should Know About Staging ou've probably heard about "home staging".  As the name implies, it's all about arranging each room in your home in a way that will make the best impression on buyers.  Here's what you need to know about staging if you're thinking of listing your property. 1. Staging can get you a higher price. On average, a fully-staged home tends to sell for 17% more than an unstaged home of the same type in the same local... [read more]

5 Ways to create extra space in Your Home

Friday Nov 9th, 2018


Is your home feeling a little cramped? If so, there are many relatively inexpensive ways to free up more space. Here are some ideas: 1. Convert traditional into non-traditional space. We’re all familiar with converting a spare bedroom into a home office or kids’ playroom. You can also create space by finding other uses for pantries and walk-in closets. 2. Explore smart storage solutions. There are many products on the market that revolutionize how you store things. For... [read more]

Your Source for Hot Real Estate deals

Monday Nov 5th, 2018


I  FIND GREAT DEALS for you LIKE THIS ONE! Asking $700,000 Excellent for contractors!     10 min north of Brampton 100 ft of frontage - lot size for pool or addition Treed mature property backing onto Caledon Trails Price of a townhouse only 10 minutes away! Call me for more information or other great finds:  416-318-3393     [read more]

A Realtor's Story: Buying MY first investment property

Monday Oct 29th, 2018


I’ve decided to write a blog on my journey, as it's time to get the gears in motion to purchase an investment property.   The blog will span over maybe a year (and if I get there faster, I’ll be impressed!).   Why such a long time?   I need to summon the courage, do some research on areas, to zoom in on where to do it, and the most important (and most challenging part) the financing.   I’m not wealthy by any means; as a matter... [read more]

Creating the Ideal Working Relationship with Your Agent

Tuesday Oct 23rd, 2018


Creating the Ideal Working Relationship with Your Agent If you're working with a landscaping contractor, you want to develop a good working relationship with that professional, so you can avoid delays, stress and other issues. After all, the last thing you want is a tree planted in the wrong spot because of a misunderstanding! The same holds true when working with a real estate agent. Whether you're buying, selling, or both, you want the process to go smoothly and successfully.... [read more]

How to Boost Your Home's Curb Appeal

Thursday Oct 18th, 2018


How to Boost Your Home's Curb Appeal Ideally, you would like buyers to wait until they’ve viewed your whole property before they judge it. However, the reality is, buyers start forming an impression of your home as soon as they see it from the curb. So, it pays to do everything you can to improve your property's "curb appeal". Here are some ideas: You can improve the impact of your landscaping by trimming hedges, removing any unsightly weeds, and cutting the... [read more]

How to help our children get into the Real Estate Market

Wednesday Oct 3rd, 2018


How to help our children get into the Real Estate Market It’s time for a paradigm shift! I think of my kids, and how on earth it will ever be do-able for them to get their feet into the real estate market. I have three grown kids of my own, one who married money (way to go!) and two daughters who already occupy my mind.  They are, at the moment, oblivious to the challenges ahead, and haven’t yet buried themselves in debt.  There is still time to set them up as... [read more]

Setting up an Airbnb - part 2

Monday Sep 24th, 2018


I am proud to have been dubbed a "Super host" by Airbnb.  This is something very special to me, a feeling of real success.  I often think about how that came about -- and it's not just by throwing some furniture carelessly in a space and posting a short-term rental.  When I read the beautiful reviews of my guests, I can see that the Heart that was put into it, and the extra fine details made a difference.   I recently wrote a post on the basics of a... [read more]

What a Realtor CAN'T tell you

Tuesday Sep 18th, 2018


I'm amazed how many buyers believe that I can tell them the amount of another offer(s).    I recently sold a home in Barrie with several offers.  It was the beginning of massive mahem coming from foreign investors, where prices were paid for homes that were often hundreds of thousands of dollars over asking price.    One of the buyers was unrepresented and simply wanted me to tell him how much the other offers were, so he could top them.   This is... [read more]

Pros and cons of "low-balling"

Monday Sep 17th, 2018


Some people ALWAYS low-ball, they simply feel the need to "play the game" and see how low they can go.  There are definately huge risks involved, depending on many things...   Number one factor to consider is the Market.  Is it a buyers' market or a sellers' market?  A buyers' market is the ideal time to potentially have great success with a low-ball.  Home owners in that type of market (which is now!) feel substantial stress, because of... [read more]

Buyers be Real! (A realtor's rant)

Friday Aug 31st, 2018


I've been selling and buying real estate for 15 years.  Never before have I felt a time when buyers are being very unrealistic.   My area is primarily Newmarket, New Tecumseth, King, Caledon.   I was working on a listing that was a rural property with an acre, 1 huge workshop, a pool, lovely well kept house, north of Newmarket.  It was well priced at 1,090,000 (a lot of value there for the money).  Every person who had a look at it and was interested,... [read more]

Consider commuting North to Schomberg

Tuesday Aug 28th, 2018


Schomberg... a village that is at Hwy 9 and Hwy 27, within King Township. I've always wondered why home owners haven't discovered the genious of communiting the same amount of time in the NORTH direction, instead of sitting in traffic, frustrated, stressed, going from one end of the crazy to the other.  I can say from experience (I used to live at the north runway of Pearson Airport) that the stress actually drains from you if you drive away out of the city at the end of the... [read more]